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Overdraft Protection

We all make mistakes, so it is important to have protection. When it comes to your bank account, you can easily protect yourself from your mistakes through overdraft protection. Whether it is that quick stop for cash you forgot to write in your checkbook, or the “one” you forgot to carry over on your mortgage check deposit, mistakes happen. Often you don’t discover them until you are in deep water at your bank. Granted your bank isn’t too concerned, they actually profit from your mistakes. Bounced check and overdraft fees can be HUGE and they charge them for each transaction. … Continue reading →

Five Additional Expenses to Consider When Buying a Home

If you have never bought a house before, or you are considering moving up in house size and price, there are several factors that you will need to take into consideration. It is important that as you take this important financial step that you do not overextend yourself, and end up in a negative situation. Here are five things you should consider. 1) The bank will be willing to loan you more than you can really afford. Most experts feel that housing should not take up more than twenty five percent of your budget. If you make $2000.00 a month … Continue reading →